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July 2020 Archives

What do you need to do to get a Chapter 13 bankruptcy?

There are many different kinds of bankruptcy, which is why it can be difficult to decide which one you want to pursue. If you still earn a decent income and have some ability to pay back what you owe, you may want to consider Chapter 13 bankruptcy.

Behind on medical bills? Think about these points

Medical bills are a huge concern for millions of Americans. These expensive bills might be reduced some by health insurance coverage, but there are still some individuals who are dealing with very high balances on these accounts. If something unexpected happens, such as a job loss, a person's ability to pay for those bills might be limited.

The pros and cons of bankruptcy should be weighed

A Chapter 13 bankruptcy can be very beneficial if you cannot qualify for a Chapter 7 bankruptcy. A Chapter 13 bankruptcy has many pros and cons, but if you are struggling with debt and having a hard time making ends meet, it could be the solution that you need.

Get back into control with a Chapter 7 bankruptcy

You've been working hard, but no matter what you do, it seems like you're never able to catch up on your bills. You're behind on rent, the electric bill, your car insurance and other bills that you have to pay to keep all the things you need.

Bankruptcy: This may or may not be the answer for you

No one takes on debt thinking that they'll be unable to pay it. Whether debt is accumulated because of a medical emergency that is out of their control or because they have enough of an income to justify it, most people have a plan for paying it back. Even if they pay just a small amount monthly, they make ends meet.

Getting back on track with your personal finances

If you are struggling to make ends meet, watching your past-due balances grow each month and facing credit card bills you cannot manage, you are not alone. Many consumers in Tennessee face a similar situation every day, and while it may seem like there is no way out, it is possible there are options available to you. There are steps you can take to regain your financial footing.