Bankruptcy

Filing for bankruptcy is a speed bump in your financial journey. It’s a chance to take control of your finances using a legal option for taking care of your debts. One of the primary concerns that you may have is how you will rebuild your credit when the bankruptcy is...

Filing for bankruptcy significantly alters how you handle a car loan. Whether you retain your vehicle or surrender it depends largely on the bankruptcy chapter you file and the current status of your loan. If you’re behind on payments or owe more than the car is...

Joint credit card debt can accumulate when two people share responsibility for the same credit card. Both account holders agree to repay any charges made on the card.  This type of debt often occurs between spouses, business partners or family members. If one person...

People in different situations may have different reasons for wanting to avoid a bankruptcy filing. Sometimes, pending financial plans for the immediate future make bankruptcy a problematic choice. Securing a car loan or mortgage in the first years after a bankruptcy...

People diagnosed with cancer generally feel anxious about the future. They worry about the survival rate for the type of cancer that they have and the treatment options available to them. Often, worrying about the financial aspect of a cancer diagnosis only begins...

Facing foreclosure can be a daunting experience for homeowners, but there are legal options that can provide relief. Bankruptcy is one such option that offers a way to temporarily halt foreclosure proceedings. Chapter 7 bankruptcy When homeowners file for Chapter 7...

Filing for personal bankruptcy is never an easy decision. Most people prefer to address their financial struggles without involving the courts. They hope to adjust their budgets or increase their income to regain control over their current debt-related challenges....

After filing for bankruptcy in Tennessee, you might feel a mix of relief and concern. Bankruptcy provides a fresh start, but the challenge lies in maintaining your finances to avoid future debt issues. Taking proactive steps can help you manage your finances...

Medical debt is a significant burden for many Americans. In 2020, U.S. health care spending reached $4.1 trillion, with individuals spending an average of $12,530 on medical care. Nearly one in five households couldn’t afford medical care when needed, according to a...

If you are considering bankruptcy, you might worry about its effects on your co-signers. Bankruptcy laws are designed to offer a fresh start to the filer and can sometimes extend protections to co-signers.  Knowing these protections can help you navigate your...