URGENT UPDATE: Due to COVID-19, We Can Now File Your Bankruptcy Over The Phone With $0 Down Options. No Office Visit Required. Call (423) 479-4188. FREE CONSULTATION. Open Monday – Friday from 8:00 AM – 5:00 PM.
Most Tennessee residents have encountered financial challenges at some point in their lives. Any number of issues, from a fluctuating economy to unexpected expenses, can have a significant impact on the overall financial stability of a household. In circumstances...
In Tennessee and throughout the country, many people who are in need of debt relief hesitate to reach out for additional support because of certain stigmas that still exist. There is often an unspoken assumption that someone who files for bankruptcy must be bad at...
Many Tennessee readers can undoubtedly relate to swiping plastic in order to make purchases rather than paying in cash. It is the way of a modern world. However, overspending or using a credit card to pay a substantial debt for which one was not prepared to meet with...
Tennessee residents who are struggling with serious debt issues know that financial problems can affect a person’s life every day. Even if they do not spend money that day or have an obligation to meet, their debt is often lingering in the back of their mind no matter...
Most people have, at some point in life, experienced financial challenges. Perhaps you suffered an unexpected reduction in income. Or, maybe, someone in your household developed an adverse health condition that led to severe medical debt. No matter what exactly has...
Many Tennessee residents hit a rough patch financially occasionally. It’s not uncommon for personal finances to take a turn for the worse from time to time. When you can’t seem to get things back on track by adjusting spending or other typical options, you might...
When financial crisis hits, there are often several options available to help an individual or business get things back on track. Chapter 7 bankruptcy, for instance, is a valuable financial tool for those in Tennessee or beyond who meet eligibility requirements. A...
It’s becoming more and more common for people in Tennessee and beyond to encounter financial challenges in life. Many households include one or more members who are facing substantial credit card debt. Analysts say that, overall, people in the United States have...
Though paying bills is often one of the significant downsides to adulthood, most Tennessee residents pay their bills as necessary. Even if they cannot pay off everything in full, they do their best to make the minimum payment. However, if you find yourself only making...
In Tennessee and elsewhere, many people understand what it is like to encounter financial challenges while raising their families. Whether a household includes one or more children, providing for clothing, food and lodging can be expensive. When financial trouble...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175
