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In Tennessee and across the country, debt relief often depends on meeting certain eligibility requirements. For instance, when filing for bankruptcy protection, an individual must complete an approved credit counseling program. This must be completed within the 180...
It is not uncommon for homeowners to encounter financial challenges. It is also not uncommon for such challenges to make it difficult to keep up with mortgage payments. In some situations, a lender may call in a loan and activate a foreclosure process if a mortgagor...
When a Tennessee company encounters financial trouble, a business owner can explore numerous debt relief options. Such options often include filing for Chapter 11 bankruptcy. Department store icon Neiman Marcus recently took advantage of Chapter 11 eligibility to...
Feelings of stress can leave anyone feeling tired and rundown. It is not unusual for stressful situations to have physical effects on a person’s health. If you are struggling with money problems and the stress from those issues is weighing you down, you may now be...
Most people in Tennessee and throughout the country have encountered financial challenges at some point in life. Sometimes, finances get out of hand and extra measures may be needed to get things back on track and restore financial stability. In certain circumstances,...
Many Tennessee residents are currently struggling financially to stay afloat. Like many other people throughout the country, some of those facing financial crisis in this state are business owners. Others are navigating divorce and learning that the financial...
Most people in Tennessee and elsewhere probably cannot even imagine $14 trillion, the total amount of debt Americans owe. However, for some who have lost their jobs or suffered other setbacks in recent months, their credit card debt may as well be trillions of...
Consumers with credit card debt are often already filled with frustration and anxiety over their situations. While a friendly reminder from a creditor may help a consumer stay on top of his or her debts, harassing calls from debt collectors may serve only to...
In Tennessee and all over the country, individuals and families are struggling to get back on their feet following the unprecedented world events that cost many jobs and closed many businesses. Additionally, some may be dealing with related medical bills or other...
If you’re one of many Tennessee residents who has recently navigated divorce, you are no doubt doing your best to adapt to a new lifestyle, especially if you have children. The financial implications of divorce can be complex and may even cause a severe financial...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175
