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Going into bankruptcy can be frustrating, but it's also a way to get through difficult financial times and find better financial footing. Wanting to get through bankruptcy and to get into a better financial position is great. It means you're taking responsibility for...
If you have a car that you're leasing and are planning to go through a Chapter 13 bankruptcy, you may be wondering what will happen to the least. Generally, there will be two options open to you. The first would be to return the vehicle. The second would be to...
Many times, people begin to look into bankruptcy only when they realize that they could lose their homes. When it's only creditors calling about medical bills or credit card debts, it may not seem like there is much to lose. However, when it's your home on the line,...
Chapter 13 bankruptcy is not the liquidation bankruptcy that you probably think of when you imagine someone going through one. Instead, this form of bankruptcy is much like a consolidation and repayment plan for debt.Chapter 13 bankruptcies are designed for people who...
There are many different kinds of bankruptcy, which is why it can be difficult to decide which one you want to pursue. If you still earn a decent income and have some ability to pay back what you owe, you may want to consider Chapter 13 bankruptcy.A Chapter 13...
A Chapter 13 bankruptcy can be very beneficial if you cannot qualify for a Chapter 7 bankruptcy. A Chapter 13 bankruptcy has many pros and cons, but if you are struggling with debt and having a hard time making ends meet, it could be the solution that you need.What...
If you are considering a Chapter 13 bankruptcy, something you might also be worried about is not being able to make your monthly payments on time for the length of the bankruptcy. This is something that you should discuss with your attorney because there is a...
You've been working hard to stay out of debt and to make sure you can pay your bills, but the debts have really piled up. You tried not to add to it, but you've found that your interest rate is making your debt grow even though you're paying the minimum payments each...
Chapter 13 bankruptcy is aptly named the "wage earner's" bankruptcy plan. This is because it's usually available to those who earn a decent wage and make too much money to qualify for Chapter 7 bankruptcy.With Chapter 13 bankruptcy, you'll be expected to make monthly...
Chapter 13 bankruptcy is not the same as Chapter 7, yet it often gets the same amount of disdain from those who talk about it. While bankruptcy is often perceived negatively, the reality is that any kind of bankruptcy can have benefits for the person who is struggling...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175
