For Tennessee residents struggling to overcome financial problems, there may be several debt relief options available. Debt solutions are not one-size-fits-all, however. For example, when people file for bankruptcy, they must choose the program that best fits their...
Besides the house, the prospect of losing your car is one of the biggest anxieties associated with personal bankruptcy. Most of us rely on our vehicle to commute to work, run errands, transport the children -- basically, almost any time we leave the house, we need to...
The are several debt relief programs that can help Tennessee residents facing financial crises to alleviate debt and restore financial stability. Every case is unique, just as each type of debt assistance has its own requirements and guidelines. It is possible, for...
If you are a Tennessee resident struggling with credit card debt, you may be contemplating Chapter 7 bankruptcy as a last resort for discharging your debts and getting back on your financial feet.While you are correct that a Chapter 7 bankruptcy discharges virtually...
With your mortgage payment, car payment, credit card payments, utilities and other monthly bills, you may not make enough money to cover them all.You may be thinking about filing bankruptcy as a last resort, but you are unclear about the differences...
A previous post on this blog talked about when a Bradley County, Tennessee, family might consider signing a reaffirmation agreement, which, as that post discussed, means that the reaffirmed debt is not affected by the bankruptcy. Some people may balk at signing...
When a Bradley County, Tennessee resident has to file bankruptcy, they often have several debts secured by collateral, or property the debtor owns but promises the bank or financing company can have if the debtor does not make good on his or her loans.As previous...
A previous post on this blog discussed how a bankruptcy can help a sole proprietor, that is, a person who conducts business in his or her own name and does not incorporate, manage their business debts and keep their enterprise afloat while they reorganize.Bankruptcy...
As this blog has reported previously, a Chapter 7 bankruptcy, which most people think of when they think of filing for bankruptcy, is a good way for a Tennessee family who are struggling with different kinds of debt to get a fresh financial startContrary to popular...
A previous post on this blog discussed encouraging statistics showing that the number of bankruptcies has dropped, and some of this drop may be that more residents of Southern Tennessee and Northern Georgia have better health insurance that protects them from sudden...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-219-3299
Fax: 423-478-1175
