Cleveland Chapter 7 Bankruptcy Attorneys
Tennessee Lawyers for Credit Card Debt Relief
One of the most effective forms of relief from credit card debt, medical debt and other forms of debt is Chapter 7 bankruptcy. In this type of bankruptcy, which is frequently referred to as straight bankruptcy, you discharge most — if not all — of your debt. You get a fresh start.
If you are considering bankruptcy, you are not alone. More than a million people in the U.S. will file Chapter 7 bankruptcy this year.
A Fresh Start in a Matter of Months
From the initial filing to the final discharge of your debts, the Chapter 7 process takes about four months in most cases. At the law firm of Richard Banks & Associates, our attorneys will be with you every step of the way, putting our experience to work for you. We have been serving people throughout Tennessee and North Georgia since 1974.
When you choose our law firm, your case will be led by board-certified bankruptcy specialist Richard L. Banks. Board certification is granted only to those who have dedicated their careers to bankruptcy and demonstrated extensive knowledge in the area of the law. Consider it your proof that you are in good hands.
Filing Chapter 7 immediately stops:
- Creditor harassment
- Foreclosure and repossession
- Bank levies and wage garnishment
Most people who file Chapter 7 keep most of their property. If you have secured debts, such as mortgaged property and financed cars, you can continue to make the scheduled payments or return the property to the securing party. For many people, relief from credit card bills and other unsecured debts paves the way to credit repair and provides breathing room to catch up on payments on secured items.
If Chapter 7 bankruptcy does not make sense in your situation, we can assist you with filing Chapter 13. Learn more at our Chapter 7 practice center.
Contact Us for a Free Initial Consultation
Call us toll free at 866-596-8527, or send us an e-mail to talk about debt elimination with an experienced Cleveland Chapter 7 bankruptcy lawyer.