Cleveland Credit Card and Medical Debt Lawyers
Tennessee Attorneys for Debt Solutions
At the law firm of Richard Banks & Associates, we have more than 35 years of experience helping people throughout Tennessee and North Georgia who have fallen behind on credit card and medical bills, becoming overwhelmed with debt in the process.
You get a credit card for emergencies. Then an emergency occurs. You are in a car accident. While you struggle to recover from your injuries, you also struggle to pay your medical bills. You make payments using your credit card, thinking you can pay them off when you are recovered and get back to work. The only problem? You are self-employed with an irregular income, and when you do get back to work, you find that you are not making enough to make ends meet, let alone pay all of the debt you have accumulated. With the help of our law firm, you can find the relief you need.
Bankruptcy Makes Short Work of Credit Card and Medical Debt
Credit card debt and medical debt are considered unsecured debts. They are debts that are not secured by a piece of property that the creditor could repossess if the debt is not paid, such as a car. These are the debts that are most easily eliminated through bankruptcy. Both Chapter 7 bankruptcy and Chapter 13 bankruptcy make short work of these debts. As soon as you file, all harassing phone calls and collection actions must stop immediately.
When you choose our law firm, your case will be led by board-certified bankruptcy specialist Richard L. Banks. The title of board certification is granted only to lawyers who have focused their careers on the area of the law. It is your proof that you are truly being represented by a specialist who knows and understands all of the available options and opportunities to help you overcome credit card or medical debt.