If you are considering Chapter 13 bankruptcy, you may focus on the monthly payments and the commitment of a three- to five-year repayment period. While that period is an important part of the process, it is not the final step. You may also want to know what happens...
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What to do when a creditor files a debt-related lawsuit
Creditors owed money by individuals are often aggressive when attempting to collect. They may call repeatedly, send strongly-worded letters or even threaten to take legal action. If a creditor actually files a lawsuit and serves a debtor, they are at risk of...
What if my spouse doesn’t want to file bankruptcy with me in Tennessee?
Yes, you can file bankruptcy individually in Tennessee without your spouse joining. Tennessee follows common law (separate property) rules—not community property—so filing alone is often straightforward and protective. At , we’ve helped...
What happens at a Meeting of Creditors in a Tennessee Chapter 7 case?
For many people considering Chapter 7 bankruptcy, the “meeting of creditors” sounds intimidating. The name alone can create anxiety and uncertainty, especially if you’ve never been involved in a court-related process before. In reality, this meeting, also called the...