When financial challenges affect you, those challenges often have a way of also affecting your family. Whether you are married, a parent, or both, you may find that your hardships are difficult to insulate from your loved ones. So, how can such situations be handles?...
The pursuit of higher education is expensive. It is not unusual to hear about Tennessee students accruing hundreds of thousands of dollars in debt just to obtain college, professional and other advanced degrees. While some student are able to find high paying jobs...
It is that time of year when Cleveland residents may begin thinking about their New Year's resolutions. For some, getting a good jumpstart on personal health is a priority. Others may make getting ahead in their careers the focus of their goals. Still others may make...
Several parties may be involved when a Tennessee resident chooses to submit a repayment plan under a Chapter 13 bankruptcy filing. The debtor, of course, must commit to providing periodic payments toward the satisfaction of the person's full or reduced debts. The...
Bankruptcy is often viewed as an end, a process of last resort for people and companies that are drowning in insurmountable debt. However, for individuals and businesses right here in Tennessee and throughout the rest of the country, bankruptcy can actually offer...
Many Tennessee residents turn to bankruptcy for debt relief. Although each type of bankruptcy is different in certain aspects, all have one thing in common: they utilize the services of a trustee. A trustee is a person appointed in every bankruptcy case to help...
Famous musicians don't always have millions of dollars in the bank. Take rapper 50 Cent, for example. Many Tennessee music lovers are familiar with 50 Cent's work, but in reality, the rapper supposedly doesn't even have 50 cents to spare. The rapper, whose real name...
For many Tennessee consumers, credit card debt is something that sneaks up on them. They may go for many months - or even years - paying only the minimum payments while continuing to use their credit cards for everyday purchases. Before long, they end up owing tens of...
Nobody gets excited about the thought of filing for bankruptcy, but in many situations, it's the only way to get out of a financial mess. Many Tennesseans are afraid of bankruptcy, however, because of their pride. To many people, money is their identity. Without it,...
For Tennessee consumers, filing for bankruptcy is a difficult decision. But for those drowning in debt, it's the only option for relief. After making the choice to file, the next question is: Chapter 7 or Chapter 13? Both offer many benefits, but they do have...
