If you are considering a Chapter 13 bankruptcy, something you might also be worried about is not being able to make your monthly payments on time for the length of the bankruptcy. This is something that you should discuss with your attorney because there is a...
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Chapter 13 Bankruptcy
Worried about bankruptcy? Don’t, because it can help
Chapter 13 bankruptcy is not the same as Chapter 7, yet it often gets the same amount of disdain from those who talk about it. While bankruptcy is often perceived negatively, the reality is that any kind of bankruptcy can have benefits for the person who is struggling...
How to strip a lien in bankruptcy
Individuals who file for Chapter 13 bankruptcy in Tennessee could potentially have a second mortgage lien stripped. Chapter 7 cases only deal with unsecured debts, and this is why a lien cannot be stripped in a liquidation bankruptcy. Typically, debtors are allowed to...
Details of the repayment plan during Chapter 13 bankruptcy
Personal bankruptcy protections are designed to help struggling consumers get back on their feet and to help them with the weight of crushing debt. One type of personal bankruptcy protection is Chapter 13 bankruptcy which is a reorganization bankruptcy option.As a...
Chapter 13 bankruptcy repayment plans help struggling consumers
Chapter 13 bankruptcy provides one path for struggling consumers to enjoy debt relief. While there are different personal bankruptcy options for struggling consumers in different situations, Chapter 13 bankruptcy is just one option to understand but can help...
The Chapter 13 bankruptcy process basics
The bankruptcy process may seem intimidating at first until the party considering it understands personal bankruptcy protections. There are generally two types of personal bankruptcy protection and Chapter 13 bankruptcy is one type.Chapter 13 bankruptcy is best for...
What are the differences between Chapter 7 and Chapter 13?
With your mortgage payment, car payment, credit card payments, utilities and other monthly bills, you may not make enough money to cover them all.You may be thinking about filing bankruptcy as a last resort, but you are unclear about the differences...
How Chapter 13 bankruptcy helps stop foreclosure
As this blog has mentioned previously, when family in southeastern Tennessee files for bankruptcy protection, they get the benefit of having immediate relief from all debt collection efforts, which includes foreclosures.However, at least in a Chapter 7 bankruptcy, the...
How we can help get you a manageable repayment plan
As this blog has previously discussed how Chapter 13 bankruptcy requires a financially struggling family to make regular monthly payments on their debts, some Tennessee residents may be wondering what exactly can be done to make sure the payment plan is manageable for...
What are some advantages of Chapter 13 bankruptcy?
Many people in Bradley County and throughout the southeastern corner of Tennessee may wonder what advantages there are to filing a Chapter 13 as opposed to a Chapter 7 bankruptcy. After all, the more common Chapter 7 bankruptcy involves a quicker process that can give...