Find Relief From Overwhelming Debt
Get Debt Relief Solutions From A Board-Certified Bankruptcy Specialist
With our capable attorneys by your side, you may not have to give up your house, your car, your furniture and your personal property, and you definitely get to keep your retirement accounts. This is the effective and decisive counsel that a team with over 100 years of combined experience, overseen by board-certified bankruptcy attorney Richard L. Banks, can deliver.
Many people fear bankruptcy, believing that filing it means losing their home and everything else they own. In reality, most people who file for bankruptcy with Richard Banks & Associates, P.C., have a strong chance of keeping the majority – if not all – of their property. A big part of this is due to current rules regarding exemptions. In fact, it was our attorneys who led the campaign that successfully raised exemption amounts.
If you are facing foreclosure, repossession or another urgent debt crisis, our attorneys can help you take fast action. We offer same-day appointments and respond with the urgency your situation demands. We can even work to stop a foreclosure up to an hour before the sale. Find out more about how we can help you. Call 423-219-3299 for a free, confidential consultation today.
Our Practice Areas
How We Can Help You
Chapter 13
Bankruptcy
Chapter 7
Bankruptcy
Wage
Garnishment
Repossession
Foreclosure
Your Reliable Allies Against Insurmountable Debt
Facing overwhelming debt, along with the creditor harassment and other problems that come with it, can be extremely stressful. For that reason, our attorneys approach cases with a caring and courteous attitude. Their mission is to help you get a fresh start and that begins the moment you get in touch with Richard Banks & Associates, P.C. for a free and confidential initial consultation.
During your consultation, you will be able to discuss all the options available to you, including Chapter 7 bankruptcy and Chapter 13 bankruptcy. As soon as you open a case with us, our team will immediately walk you through a bankruptcy filing to get you an automatic stay that protects you from creditor harassment. They will thoroughly review your debts, income and assets to craft a personalized plan to get you through this.
With your case being managed by board-certified bankruptcy specialist
At Richard L. Banks, you can be confident that you are in good hands, whether you are challenged by credit card bills, medical bills or any other type of debt.
Start Leaving Your Debt-Related Worries Behind
You don’t have to face a financial hurdle alone. Our attorneys can provide you with effective debt relief solutions, through Chapter 7 or Chapter 13 bankruptcy, or by taking immediate action to stop foreclosure, repossession and wage garnishment.
We make starting your journey with Richard Banks & Associates, P.C., a smooth process. You can open a case with us for no money down and pay our reasonable fees through flexible payment plans. Your first consultation is also free.
To set up an appointment with one of our attorneys, call 423-219-3299 or fill out our online contact form. We serve people throughout Tennessee and north Georgia.

