Joint credit card debt can accumulate when two people share responsibility for the same credit card. Both account holders agree to repay any charges made on the card. This type of debt often occurs between spouses, business partners or family members. If one person...
People in different situations may have different reasons for wanting to avoid a bankruptcy filing. Sometimes, pending financial plans for the immediate future make bankruptcy a problematic choice. Securing a car loan or mortgage in the first years after a bankruptcy...
Chapter 13 bankruptcy gives you a structured way to repay debts over time, but financial situations can change. If your income drops, expenses rise, or unexpected hardships occur, modifying your repayment plan may be an option. Understanding when and how you can...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-219-3299
Fax: 423-478-1175
