Credit cards are useful for making purchases and covering emergencies, but debt can pile up quickly. When credit card debt becomes overwhelming, it can lead to financial problems that force people to consider bankruptcy. It is important to understand how credit card...
When facing financial hardship, opting for a debt reorganization can offer a way to regain stability. Among the two most common types of personal bankruptcy — Chapter 7 and Chapter 13 — the latter is suitable for individuals with a steady source of income. While...
In a Chapter 13 bankruptcy, the trustee plays a crucial role in managing the debtor's repayment plan. Understanding what a trustee does can help those navigating this process feel more informed and prepared. Reviewing and approving the repayment plan The trustee...
People sometimes call Chapter 13 bankruptcy a wage earner's plan. The goal is to help someone with a reasonable income and valuable property take control over frustrating financial challenges. Instead of liquidating certain assets before quickly discharging their...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-219-3299
Fax: 423-478-1175
