Filing for personal bankruptcy is never an easy decision. Most people prefer to address their financial struggles without involving the courts. They hope to adjust their budgets or increase their income to regain control over their current debt-related challenges....
Chapter 13 bankruptcy allows individuals to reorganize their debts while keeping their assets. If you hold or seek a professional license, it is important to understand how bankruptcy could affect your professional standing. Knowing these potential impacts can help...
After filing for bankruptcy in Tennessee, you might feel a mix of relief and concern. Bankruptcy provides a fresh start, but the challenge lies in maintaining your finances to avoid future debt issues. Taking proactive steps can help you manage your finances...
Medical debt is a significant burden for many Americans. In 2020, U.S. health care spending reached $4.1 trillion, with individuals spending an average of $12,530 on medical care. Nearly one in five households couldn’t afford medical care when needed, according to a...
If you are considering bankruptcy, you might worry about its effects on your co-signers. Bankruptcy laws are designed to offer a fresh start to the filer and can sometimes extend protections to co-signers. Knowing these protections can help you navigate your...
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-219-3299
Fax: 423-478-1175
