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Richard Banks & Associates, P.C.
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We help individuals take charge of their overwhelming debts


Tackling a major project can be a challenge for individuals who struggle to look at each step and who cannot see past the totality of everything that must be done. Tennessee residents who become overwhelmed when working through difficult tasks may flounder when faced with burdensome debts and simply may not know where to begin to address their financial woes. One of the first steps that they can take to begin the process of rebuilding their economic health is to contact a bankruptcy and debt relief attorney like Richard Banks.

The law firm of Richard Banks & Associates provides its clients with legal guidance on Chapter 7 bankruptcy, Chapter 13 bankruptcy, and other bankruptcy and non-bankruptcy debt relief options. For example, individuals who desire to maintain some control over the repayment of their debts and retain their assets may find Chapter 13 bankruptcy to be a desirable option for them.

As has been discussed in more detail on this law blog, Chapter 13 bankruptcy allows debtors to create repayment plans which, over time, allow them to satisfy their overwhelming debts. Debtors can have a say in how they will tackle their debts and, unlike under Chapter 7 bankruptcy, Chapter 13 bankruptcy does not require them to sell off items of property to repay their creditors.

Richard Banks and his team of legal professionals can help their clients create repayment plans under Chapter 13 bankruptcy that meet their financial capacities to pay as well as the expectations of their creditors. As every individual approaches the bankruptcy process from a different place, the firm helps its clients craft plans that are tailored to fit their specific requirements.

Taking the first step toward overcoming debt can be difficult. The law firm of Richard Banks & Associates can provide knowledgeable support to those who need assistance moving toward financial freedom.

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