Using bankruptcy to stop wage garnishment

On Behalf of | Aug 7, 2015 | Personal Bankruptcy |

Many Tennessee residents face financial challenges from time to time, whether they are caused by job loss, unexpected medical bills or just the economy in general. These challenges can lead to unpaid bills and credit card debt. Creditors may start calling and when they are unable to contact you or reach an agreement, they may sue you. Once a lawsuit is filed against you, creditors can then garnish your wages. After taxes and other deductions, you likely have very little income to work with as it is. But, with our help, we can prevent wage garnishment so you can keep more of your money.

There is one way to prevent wage garnishment: filing for bankruptcy. Any type of bankruptcy will stop creditors from taking any action toward you, including wage garnishment. When the bankruptcy is filed, we can start working to keep creditors from filing lawsuits. If the creditor has already filed a lawsuit, we can stop it from moving forward. Even if the lawsuit has turned into a judgment, we can keep your wages from being garnished.

Are your wages already being garnished? It’s not too late for us to help. We can stop garnishment from continuing. In some cases, we can even recover some of the wages that have already been taken from your paychecks.

If you are struggling to pay bills, contact us to see how bankruptcy can help you eliminate debt. We can work with creditors to prevent wage garnishment. We have more than 30 years of experience working with consumers struggling with financial problems. Call us for a free consultation and see how we can help you keep your paycheck intact.


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