Cleveland Attorneys for Unemployed or Income-Reduced Debt Relief

Tennessee Debt Reduction Lawyers

Throughout Tennessee and North Georgia, people are being laid off as businesses large and small struggle to adjust to these economically challenging times. Getting a new job is no easy task. Those who do get new jobs may have to take a serious reduction in income. Many others are simply unable to find work. Either way, making ends meet becomes a struggle. Debt piles up.

If you have lost your job or suffered an income reduction, you may be looking for ways to reduce your debt or eliminate it altogether. At the law firm of Richard Banks & Associates, we can help you find the solution that meets your needs.

Since 1974, our attorneys have been providing debt relief through bankruptcy and helping people stop foreclosure, repossession, wage garnishment and creditor harassment.

The Importance of Having a Sound Strategy

No two situations are exactly alike. An attorney cannot simply handle these cases on a one-size-fits-all basis. Every detail needs to be taken into consideration.

Does it make sense to file Chapter 7 bankruptcy while you are actively hunting for a new job? Perhaps Chapter 13 bankruptcy makes more sense based on your employment history and your job prospects. If you file Chapter 13, you have the option of opting out of the process before it is completed. If you find a job, you do not need to continue. That option is not available in Chapter 7. When you choose our law firm, your case will be led by board-certified bankruptcy specialist Richard L. Banks, ensuring that all options and potential outcomes are carefully reviewed prior to settling on a particular debt relief strategy.

Contact Us for a Free Initial Consultation

Call us toll free at 866-596-8527, or send us an e-mail to talk with an experienced Cleveland lawyer for unemployed or income-reduced debt relief.