Bankruptcy Chapter 13 Chattanooga TN Lawyer

 [Beginning of Chapter 13 audio] [GRAPHIC: Richard Banks & Associates, Tennessee Bankruptcy Law, We Solve Problems.] [GRAPHIC: Richard Banks & Associates, Tennessee Bankruptcy Law, We Solve Problems., Free Consultations, Local: 423-244-0009, Toll Free: 866-596-8527, 393 Broad Street N.W., Cleveland, TN, 37364-1515] Richard L. Banks: A Chapter 13 is a reorganization for an individual or a family - a couple. [GRAPHIC: Richard L. Banks, Attorney] If after the initial free consultation a person or couple decides to file a Chapter 13, we help them come up with a plan of reorganization to keep their house, to stop a garnishment, to stop high interest on credit cards, to come up with a plan which reduces the payments that they’ll be making to creditors, sometimes as much as cutting it in half. But that plan of reorganization gives them the protection of court while they're working through their financial problems. [GRAPHIC: Richard Banks & Associates, Tennessee Bankruptcy Law, We Solve Problems., Free Consultations, Local: 423-244-0009, Toll Free: 866-596-8527, 393 Broad Street N.W., Cleveland, TN, 37364-1515] [End of Chapter 13 audio]